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Why choose Budget Insurance?
We know that as well as great insurance you also want peace of mind and the reassurance that your homes, vehicles and lives are protected.
To make sure you’re saving the most on your coverage policy, experts recommend getting at least 4 home insurance quotes. With BudgetInsurance.co, you get 4 or more locked in rates in just minutes. Start your free online home quote comparison today!
Why Compare Home Insurance Rates?
Home insurance companies determine your quote using many factors. The price in the quote you receive is the result of multiple coverage limits and policy details. That means you should consider more than the final price on the quote: one company may have higher monthly premiums, but you also may get more coverage for the price.
For example, a quote will have a dwelling coverage amount, which is the maximum reimbursement a home insurance company will provide if your home must be rebuilt. One company may quote you $150,000, while another quotes you $180,000. When comparing the final quote price between these two companies, remember that one provides more dwelling coverage than the other.
Because homeowners insurance policies are standardized, coverage won't vary very much between companies. Although coverage doesn’t differ much, some parts of a quote can change greatly between companies. For example:
- Coverage limits (the maximum amount the company will pay out)
- Type of replacement (RC vs. ACV)
- Deductible amounts
- Additional coverages and endorsements